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    Tech Wrap: A new Paytm scam, Microsoft wants users to use Bing again

    Today was an eventful day in the world of technology news. For starters, scammers are always looking for a quick way to profit off the money of unwitting users, and now a new scam has emerged, tricking users with a fake cashback page. Microsoft has started asking users to switch back to Bing, although it is unclear how many users will want to give up Google at this point.

    Read more: Google Chrome for Android adds a built-in screenshot tool and editor

    Meanwhile, it looks like Instagram could be bringing Reels, its popular TikTok clone to the web browser, according to a recent leak. We also found out why Microsoft got rid of its famous login sounds with the arrival of Windows 8 and why it hasn’t been available since.

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    In case you missed anything, here are the top tech news stories of the day:

    Beware of this fake Paytm website that promises over ₹2,000 as a ‘cashback’ offer: Here’s how it works

    While we’ve all been staying indoors during the coronavirus pandemic-induced lockdowns, two of the biggest lifesavers have been online shopping and delivery – and digital payments. Unfortunately, scammers are now taking advantage of gullible users to trick them with yet another scam, promising “cashback rewards” above ₹2,000. The fake website looks very similar to Paytm’s official, legitimate website – here’s everything you need to know.

    Microsoft Edge begins prompting users to switch back to Bing search

    While Microsoft once developed the most popular web browser on desktops with Internet Explorer, its new Edge browser is only growing in popularity over time. The decision of the browser on the latest version of the browser for the desktop is certainly strange. It is now requesting users to switch back to recommended settings – which includes switching the search engine back to Bing.

    Instagram could soon add browser support for its Reels feature

    TikTok’s viral short video format has been copied by almost every popular app today, but unlike the former, very few have support for viewing these videos via a browser. Instagram could soon be bringing its Reels feature to web browsers in the future, according to a new leak. The company is also looking to tweak the story queue feature on its mobile apps – we’ve got all the details here.

    Here’s why Microsoft axed its iconic startup sound on Windows 8 and Windows 10

    If you’ve used Microsoft Windows for long enough, you’ve definitely heard the familiar logon sound, perhaps on Windows 2000 ME or XP or even on Windows 7. However, the company suddenly ripped out the feature on Windows 8, and it never returned to Windows 10. If you’ve been wondering what happened to that feature and why it disappeared, don’t forget to read about what a former Microsoft employee has to say.

    Beware! Fake Paytm website promises cashback worth Rs 2,647; details here

    a store inside of a building: Beware! Fake Paytm website promises cashback worth Rs 2,647; details here

    © India Today Group Beware! Fake Paytm website promises cashback worth Rs 2,647; details here

    As people continue to shop from the confines of their homes, digital payments platforms have taken the centerstage. And as online payments grow, so does online frauds and cyber attacks. Paytm, one of India’s widely used digital payments platforms, is no stranger to such frauds. The company, and CEO Vijay Shekhar Sharma, have frequently alerted users of such schemes. In the latest of such frauds, a fake Paytm website promises cashback of Rs 2,647 to users.

    The new cyber-attack on users completely unversed with phishing sites comes in the form of a notification reading, “Congratulations! You have won Paytm Scratch Card,” which redirects users to a site called paytm-cashoffer.com.

    This link works on a smartphone and not on a PC. This site is identical to the original Paytm website in terms of design and pattern, which makes it difficult for unassuming users to know that they have been conned.

    The fraudulent scheme informs the user that they have got a cashback worth Rs 2,647 and the site then asks them to send it to their Paytm account. Following this, the user is redirected to the original Paytm app wherein they are asked to pay the same amount.

    Here’s how users can report cyber frauds on Paytm

    Step 1: Open the Paytm app on your smartphone

    Step 2: Click on the ’24×7 Help and Support’ option

    Step 3: Select the ‘Report Fraud Transactions’ option from ‘Choose a service to begin’ section

    Step 4: Select an issue (Fraud transaction on Paytm wallet, Fraud on Paytm debit card, Report a phishing site or link, etc.)

    Step 5: Share details so that authorities at Paytm can take the desired action

    Earlier this year, the Noida-based digital payments platform had warned its users against QR code frauds. Paytm founder and CEO Vijay Shekhar Sharma tweeted, “Stay Alert- If somebody asks you to scan the QR code sent in WhatsApp to receive money, it is a fraud call. Do not believe. Warning: WhatsApp is a tool for such fraudsters these days!”

    Paytm also urged its users to use only trustworthy QR codes and avoid public ones. “Avoid using Public QR codes as cybercriminals may swap the, by replacing their own QR codes over genuine ones to make money flow into their account,” the company stated in its blog post on QR code frauds.

    Edited by Mehak Agarwal

    Also read: Beware of QR code frauds! SBI warns customers amid rise in online payments

    Also read: Paytm user? Stay safe from QR code frauds

    New scam promises big Paytm cashback, here’s how to stay safe

    graphical user interface, application

    © Provided by The Indian Express

    The Covid-19 pandemic has played a big role in boosting digital payments with individuals avoiding physical interactions to stay safe. This has pushed people to learn online banking and go cashless. While this made it easier to pay bills sitting at home, online fraud has also increased, especially to target those who are new to these technologies. So it’s no wonder there is a new PayTM cashback scam floating around.

    The latest scam comes as a random Chrome notification saying “Congratulations! you have won Paytm Scratch Card.” Many people don’t think twice before opening a link offering tempting cashbacks others click just because of curiosity. This specific notification redirects us to a site called paytm-cashoffer.com.

    It claims the user has won a Rs 2,647 cashback and the site then asks you to send the reward to your Paytm account. The site has a design similar to the official app, so a novice might not notice it at first. Once you tap on the send button, you are redirected to the original Paytm app, where the person is asked to “pay” the same amount. Many won’t notice that this is a “Pay” button — tapping on user psychology that makes them ignore stuff they think it’s routine.

    graphical user interface, diagram: Paytm cashback, Paytm cashback scam, online fraud, digital payments, covid 19, Paytm cashback offer, Paytm fraud, Paytm scam, qr code fraud, online scam, upi scam, cashback fraud, army fraud, online shopping,© Provided by The Indian Express Paytm cashback, Paytm cashback scam, online fraud, digital payments, covid 19, Paytm cashback offer, Paytm fraud, Paytm scam, qr code fraud, online scam, upi scam, cashback fraud, army fraud, online shopping, We got different Paytm cashback offers every time we tried. (Express image)

    The scam clearly taps into those who are not aware of how a UPI-based app works. If the UPI payment app is not installed on your phone, then this trick won’t work on you.

    The link offered us different cashback offers every time we tried. But it works only on a mobile phone and not on a PC.

    It is important to note that Paytm will never send you a cashback offer via any other platform. You will always notice the cashback offers in the original Paytm app. The company sends cashback directly to your wallet or bank account. It will never ask you to visit different sites to collect or send the amount to the account.

    In the last 15 months, 25% of B2C scams were identified in KYC and 20% in QR codes, according to TrustCheckr, a fraud data insights and analytics firm. Paytm claims its app can immediately identify and block suspicious activities using AI and notify if a user has installed apps that risk their account. The company says it has the “best in class cyber-security team to flag fraudulent notifications and alert telecom authorities, banks and cyber cells.”

    Top Tech News Now

    Click here for moreBeware of QR code/UPI frauds

    If you want to sell something online, no matter what the other person is saying, do not tap on the “pay” button in the hope of receiving any money. For example, Paytm (for business) lets a user send “request money” links to the customer and the user only need to authorise that transaction by tapping on the “pay” button. Scammers can cook up stories to convince you that you will get the money only when you tap on that button.

    One should never accept payment via QR codes (sent on WhatsApp) if they are selling something online. For instance, you want to sell your laptop. Fraudsters will first try to convince you that they want to buy it immediately and will book it. A scammer will never accept the cash-on-delivery option. For payment, they will share a QR code on WhatsApp, asking you to scan it to receive money in your bank account. If you are not convinced with the QR code payment system, then the person will say it will first send Rs 1 QR code, and if this works, then he will send the full amount. In order to gain your trust, the scammer will send you the right QR code and you will get the money.

    The second QR code that you will receive on WhatsApp will transfer the full amount from your account after you scan it. Since this modus operandi is quite common now, users need to be careful about scanning any unknown QR code. When you scan a QR code, it means you are paying the money.

    A person might even pretend to be an army officer and will make up some stories about they have a different payment system in the army. He will send you some fake identity proofs on WhatsApp to earn your trust and will then ask you to scan a QR code if you want to receive money.

     If you are dealing with strangers for selling goods, you need to be careful about everything they say or do. Additionally, never trust someone who is asking you to do something in a UPI app unless you want to send him the money.Paytm: How to report fraud

    The option to report a digital payment fraud is available in every UPI-based app. If the option is not immediately visible in the app, then you can visit the Help and Support section to find it. Here’s how you can report a fraud on the Paytm app.

    Step 1: Tap on the profile section located on the top left corner.

    Step 2: Tap again on Help and Support.

    Step 3: Scroll down to find the “Choose a service you need help with” section, and tap on the “View all services” button.

    Step 4: Scroll down and tap on the “Report fraud and transactions” box.

    Step 5: Select an issue that describes your problem. You can report phishing site, fraud transaction, or any other issue.

    Step 6: Once you select the issue, you will be asked to share the details of the fraud, so that they can take action after properly investigating the issue.How to stay away from such UPI-based frauds

    #Users should never click on an unknown link they receive on WhatsApp or via SMS. If you get any type of bank or cashback offer via these platforms, then you should mostly ignore it.

    #Keepin mind that you do not have to tap on the “Pay” button or enter your UPI PIN to “receive” money. A UPI PIN is only used to send money or to check the bank balance.

    #Avoid sharing your One-time password (OTP) or any bank details with anyone.

    #Double check the identity of the person before transferring a fund.

    #A lot of messages or website links that you get (via different platforms) include hoaxes or fake news. If you look carefully, you might notice spelling mistakes or different design, or behaviour thats unusual. Look for these signs so you can check if the information provided in the fake link is accurate or not.

    #Download trusted and original apps only. There are times when an app is not visible to you and you end up downloading a fake one that is a clone of the original version.

    #Never take the risk of scanning an unknown QR code on WhatsApp as you might end up paying the scammer.

    #Read the text carefully while doing any transaction on a UPI-based app.

    #If you are suspicious about an unknown URL or link, do not open it as it may infect your phone with malware that can steal the financial information or other data that you might have stored on your phone.

    Paytm – Wikipedia

    Paytm (facebook.com)

    (7) Paytm: Overview | LinkedIn

    Paytm Payments Bank (paytmbank.com)

    Paytm (@paytm) • Instagram photos and videos

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